Thursday, August 26, 2010

Kendall Coffey and Jeffrey B. Crockett petitioned the Florida courts for foreclosure relief in 2009, whatever happened to this petition?


Whatever happened to Florida foreclosure mediation that was petitioned to the court February of 2009? If you have an update please respond in the comments section. Click here to read the Florida Bar article.

Here is a short excerpt from the article. “These financial storms have hit Florida with the financial force of a category five hurricane,” Miami’s Kendall Coffey wrote for the petitioners, which include Jeffrey B. Crockett of Miami, the Florida Justice Institute, Legal Services of Greater Miami, and Florida Legal Services. “There are a projected 423,700 foreclosures in Florida in 2009 and a projected 1.4 million in Florida over the next four years.”

I am curious what happened to this request.

Monday, August 23, 2010

Homeowner's Rebellion: Recent Rulings Could Shield 62 Million Homes from Foreclosure.


CLICK ON IMAGE TO ENLARGE.

Please click on the link above to go to the original article located at Truth Out. The author, Ellen Brown seems to be well versed in foreclosure matters.

Ellen Brown developed her research skills as an attorney practicing civil litigation in Los Angeles. In "Web of Debt," her latest book, she turns those skills to an analysis of the Federal Reserve and “the money trust.” She shows how this private cartel has usurped the power to create money from the people themselves, and how we the people can get it back. Her eleven books include Forbidden Medicine, Nature’s Pharmacy (co-authored with Dr. Lynne Walker), and The Key to Ultimate Health (co-authored with Dr. Richard Hansen). Her websites are www.webofdebt.com, www.ellenbrown.com, and www.public-banking.com.

Sunday, August 22, 2010

This is what the News Stations Report about instead of home foreclosures.

Click here to see this video.

Apparently, that link no longer works, here is a "cleaned up version", this one aired on ABC, where they take FIVE MINUTES to discuss this person's life in a harem. Meanwhile, HUNDREDS OF HOMEOWNERS GET RIPPED FROM THEIR HOMES EVERYDAY via a bankster manipulated court system that does not even offer arbitration in most instances!

Jillian Lauren's "life story" about being a harem girl, a concubine, addicted to alcohol, and eventually having a fairy tale happy ending as she marries a rock star, that is what news stations consider to be news these days.

So newsworthy is Jillian Lauren's "life story" that both KCAL-9 and KCBS-4 in Los Angeles each devoted 4 minutes and 22 seconds to Jillian Lauren's life as a Harem Girl!


Apparently the new media thinks it is less "important to air stories about homeowners fighting foreclosure fraud. Less important are stories about people behaving responsibly and honorably yet losing their homes anyways to despicable bankster tactics.

Until a new network begins to report about news events that affect middle america, we are all in trouble. Um, thanks KCAL, and thanks KCBS, for showing us your priorities. The Bankster's secret weapon, showcasing "exotic and titillating stories" while ignoring the plight of the middle class is in full operation.


Tuesday, August 17, 2010

Never missed a mortgage payment --but facing a foreclosure! - Denise Richardson



American Home Mortgage Servicing appears to pay off home mortgage related debt such as back property taxes, even when the debt has been legally postponed. In several states, seniors can legally postpone their property tax payment. However, American Home Mortgage Servicing appears to be paying off these legal debts then demanding immediate payment in full from the home owner. or they will foreclose on the home!

Even when the homeowner submits the proper paperwork, AHMS may still ignore the cease and desist letter and still try and foreclose on the home, and SUCCEED!

Or, how about AHMS raising the monthly mortgage payment by adding an insurance policy to the home, even if the homeowner already has an insurance policy! Then if the homeowner does not make double the payment to pay for a second insurance policy that has been rolled into the mortgage payment, AMERICAN HOME MORTGAGE SERVICING might foreclose on the home!
This is happening in the great state of Texas. I guess it's ok to prey on the elderly in Texas and even the Texas Attorney Generals office DOES NOTHING but tell those who bother to write in to GET A LAWYER!
At some point, we may need to realize that it is the middle aged and older against "the rich elite and the youth of this country they manipulate" so they can swarm homes and unlawfully take them.

Click on the top line to see the video of Texas Homeowners victimized by American Home Mortgage Servicing.

Monday, August 16, 2010

The Bankster Conspiracy against Older America, How Wall Street, the Banksters and Entertainment Television are in on the conspiracy together.

The news media is constantly reporting about how Wall Street is doing as a way to tell the american people how well we are doing. While this method is greatly flawed, the use of wall street to tell us how we are doing has resulted in a new type of financial bankster scam.

Most new television programming is now geared towards the 35 and under crowd and the reason behind this should make you angry. The banksters, wall street, and the advertisers supporting television programming have focused their actions on indenturing our youngest citizens at the earliest possible stage.
If you were a wall street bankster and the media used daily stock market reports to tell us how the nation is doing economically, and whether your financial institution was profitable or not, would not the most stable form of bankster investment finanically indenture 20 somethings into paying outrageous interest rate charges on a monthly basis for the rest of their lives?
The problem is not just regular programming, but then the political news channels follow along as do the late night talk shows. Both the political news channels and late night talk shows begin framing their own topics to "entertain" the 35 and under crowd. Both comedic and serious issues for those over the age of 35 carry less and less importance because wall street does not see the point in creating programming and news content unless the result is a "maximum return" on their programming investments.

Suddenly, a reality tv show about women who have no real responsibility, don't have to work, and simply are either partying or planning their next social venture is given the dramatic treatment.

Try going channel by channel, reading the description provided for each channel and the program that is presently on, and tell me what age range would watch that show. One would think with over a hundred channels to choose from that there would be a real choice for television viewers of all ages, but that is not the case.

The problem with a paradigm shift in television program content based on younger and younger demographics is the older crowd gets marginalized, and suddenly, politicians who care about ALL americans get replaced by those who cater to the 35 and under crowd because that is where the advertising dollars are.

Hillary Clinton did not lose the last democratic election in as much as Barack Obama was supported by MSNBC, and many many news organizations and television programming that catered to the youth of our society while marginalizing those over 35 to 40 years of age.

Wednesday, August 11, 2010

Wells Fargo ordered to pay $203 Million in restitution for overdraft fee practices - Denise Richardson




Something is not right here. Wells Fargo has been doing these practices or practices similar to this one since the early 1990's, not the early 2000's. The simple solution was to offer customers THE OPTION on whether to pay the higher amount checks first, or instead, pay the lower amount checks first.

I recall in the early 90's that Wells Fargo may have had a policy that if your account could pay for four of the five checks that came in in the same night, but the fifth check put you over, ALL the checks might get hit with a penalty. Basically, the policy in the early 90's was every bit as loopy as the one that is being fought over in court, and it may very well have been the very same policy as is being challenged now.

Secondly, does this Wells Fargo lawsuit address the banking practice of charging a fee every time money from the customer supplied overdraft account was used to pay off a checking account that would otherwise go negative?

How many millions of customers figured out that the banks charging a smaller fee from the overdraft account every time it was accessed makes the overdraft account less useful. Over time, a customer could rack up hundreds of dollars of smaller overdraft fees just to avoid the same amount of fees without an overdraft account!

Lets say someone has an overdraft account with 500 dollars in it. If the customer were to add the 500 dollars to their checking account they could then use that 500 dollars as a way to create a "positive zero" amount of... 500 dollars as their zero balance. Then the customer could avoid all of the banking fees because even if they dip below their "zero balance" of 500 dollars, they may still never get to "real" zero, therefore they would never be assessed ANY fee!

Yet, many people may not have figured that out and instead gave up on an overdraft account as they saw the fees add up for using the account as a way to be responsible. This should be part of the lawsuit as well since charging fees simply for accessing a customer's own money becomes a deterrent to the customer having an over draft account.



Saturday, August 7, 2010

I own this property, so please vacate ASAP: Mr. M. Ali


Click here to read this sad article. I don't know the details and Mr. M. Ali may have done everything "to code", but this is still a sad foreclosure story.