Red Cross Helps Tornado Survivors Cope With Tragedy

Red Cross Helps Tornado Survivors Cope With Tragedy

Please Download the Chase Bank Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Barack Obama knowingly cut Mississippi River dredging budget in half a few months ago. Barack Obama's Munchausen's Disease by Proxy flaring up.

Barack Obama knowingly cut Mississippi River dredging budget in half a few months ago. Barack Obama's Munchausen's Disease by Proxy flaring up.

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Calling BS on Banks taking homeowner built up home equity and down payment.

I believe that whenever you see a post or comment defending the taking of a homeowners home equity and down payment via a short sale, you are simply reading the words of one who profits from this form of theft.

Yes, theft.

If a homeowner has built up any home equity in their home, and has already made a down payment on their home, they should be allowed REASONABLE ACCESS to that equity BEFORE a foreclosure is implemented. I have yet to hear the Barack Obama administration deal with this issue.

50% of american homeowners are NOT upside on their home mortgage, but were they to lose their job, they would be ineligible to tap their earned home equity line. This could result in either a short sale, (which can result in unhappy results for a myriad of reasons), or foreclosure and the loss of the home's entire down payment and built up home equity line.

If you are one of 70 million americans care taking for a family member, or 15 million americans caretaking for someone with alzheimers, and as a result are limited in your work options, the government will still deny access to your own built up home equity and down payment, and the government will do nothing if the bank swoops in at some point and simply takes your home and all the value you have built up in it.

I believe Hillary Clinton, based on her 2008 campaign speeches, would have initiated more reasonable terms for homeowners so the banks could not just take what they did not earn, and a re-election of either Barack Obama or the republican candidate will probably spell continued disaster for homeowners who are out of work.

(edit update May-9, 2011 10:50 am - click here for another home values are dropping story line that DOES NOT MENTION homeowners with equity, instead the article focuses on those who are upside on their mortgages. The media boycott is pervasive against highlighting homeowners with home equity and who also made a sizable down payment but are presently jobless and could lose everything to the banksters. -end update)

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Somewhat off topic, The man who stole George Costanza's raisins is having a FREE movie premiere in Los Angeles on May 05, 2011.

CLICK ON EMMETT DEEMUS MOVIE POSTER TO ENLARGE

Larry Hankin, the man who stole George Costanza's raisins in one of the more famous scenes from the Seinfeld television series, has an alter ego named Emmett Deemus. You can see Mr. Hankin's "Emmett Deemus" free movie premiere May 05th, 2011 at the Talking Stick Coffee Lounge in Culver City, CA.

Click here for more info or get it right off the Emmett Deemus Free Movie premiere poster up above.

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TaxMasters: Do They Deliver on Tax Debt Promises?

If you want to read the accompanying ABC News article, please click here. I was surprised to hear that the cable and broadcast channels already carrying Tax Master commercials are going to continue to carry them.

70 million americans are taking care of an elderly family member, 15 million are taking care of a family member with alzheimers.

70 million americans are taking care of an elderly family member. 15 million americans are taking care of an adult with alzheimers. If any of these kind hearted americans are unemployable because of their family situation, the government offers nothing to them.

Our government will actually steal these kind hearted american's homes, even if there is plenty of home equity still left in them, under the loophole that anyone not working is not eligible to tap any existing equity in their own home.

Here is the worst part.

The group most likely to have equity in their home, are the elderly, yet the government won't allow their children to help them even if it means SLOWLY tapping the home equity to help pay monthly bills.

We cannot afford four more years of either Barack Obama OR the Republican Party or the destruction of millions of more lives will be the result. Accept no substitutes, Hillary Clinton is THE ONLY CANDIDATE that can intelligently fix the present situation.

You are viewing Swarm The Banks. Please check out Parallel Foreclosure blog and UNfair Foreclosures blog as well.

Sixty Minutes April 03, 2011 Mortgage Paper Signature Fraud Story.

Here it is, straight from Sixty Minutes. 11 months after their strategic default piece that made some homeowners look like the bad guys, Sixty Minutes exposes the faux Linda Green signature was apparently put on anywhere from 50,000 documents to perhaps well over a million documents.

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Almost a full year after their Strategic Default hit piece against homeowners, 60 minutes finally decides to do a piece on the dishonesty of the banks

Last year I complained that Sixty Minutes was going after the Homeowner with their Strategic Default Story while letting the banks off of the hook.

Hey 60 minutes, about a year too late with your story about mortgage fraud by the banks, no? Will we see Chase bank advertisements during the show?

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Does Samsung Think they Co Own every keystroke you perform on their laptops?

Uh oh, here comes trouble. Samsung might have pre-installed keystroke detection software on their lap tops that sends out emails about what you are doing with "their" computers. Click here to read the Time Techland Story. You'd think that once you buy the computer it would be "yours", but evidently, that is not the case.

This isn't just about invasion of privacy, its about invasion of other people's thoughts, ideas, and future plans.

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Glenn Beck Would Rather Talk About His Made-Up Foreclosure Crisis.

Glenn Beck Would Rather Talk About His Made-Up Foreclosure Crisis.

I have been critical of Barack Obama and his mishandling of HAMP, and I trust the Republicans even less. I can't say it enough, the best presidential candidate in 2008 was Hillary Clinton, and that is why Wall Street supported Barack Obama instead.

There is a HUGE moderate middle base that supports Hillary Clinton, but the cable news media is pandering to progessive Whack-A-Noodle democrats and ultra conservative republicans.

In today's installment of the far left versus the far left, it's George Soros funded Media Matters griping about how Glenn Beck said very little about the home foreclosure crisis over the past year. Glenn Beck Would Rather Talk About His Made-Up Foreclosure Crisis.

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Court Grants "Godfather Privileges" in a Stunning Gutting of the Federal Hobbs Act in March 25th, 2011 Rennell vs Rowe Ruling.

CLICK HERE TO ENLARGE IMAGE.

I believe that the Federal Hobbs Act may have just been gutted by a March 25th, 2011 ruling in Rennell v. Rowe.

In sum, extortion under the Hobbs Act can occur outside of the labor context when a person uses physical violence or the threat of violence to obtain property, whether or not the defendant has a claim to the property. If a defendant has no claim of right to property, the use of fear to obtain that property—including the fear of economic loss—may also amount to extortion.

In contrast, where the defendant has a claim of right to property and exerts economic pressure to obtain that property, that conduct is not extortion and no violation of the Hobbs Act has occurred. See United States v. Sturm, 870 F.2d 769, 773 (1st Cir. 1989);Brokerage Concepts, Inc. v. U.S. Healthcare, Inc., 140 F.3d 494, 523-24 (3d Cir. 1998). We consider Rennell's assertions against this backdrop.

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"...exerts economic pressure is no violation of the Hobbs Act"...??? Are you kidding me!!! Exerting economic pressure could mean ANYTHING.

"Exerting economic pressure" could be no different than being in a poker game in which the other player has more chips than you and you can't match their raise and lose by default.

THIS ISN'T POKER! Rowe and Rennell WERE BUSINESS PARTNERS. The court seems to have forgotten that mercenary actions against business partners would be no different than the bailiff plotting against the courtroom judge that they work with.

Quickly recapped, Rowe and Rennell were business partners running a successful business. Rowe decided to replace Rennell and gave Rennell 24 hours notice to either take a $300,000 dollar buyout, or get nothing. The acknowledged value of Rennell's role in the business was approximately TEN TIMES the $300,000 dollar offer.

If Rennell refused the offer, he would get nothing, and might have difficulty raising funds for a legal battle. Rennell agreed to the forced buyout, and was also forced to agree to not sue if he took the "buyout".

On appeal the judges have sided with ROWE and against Rennell!

What if Rennell had refused the 10 cents on the dollar settlement offer? Two possible outcomes could have been; Rennell is escorted by force from the locations where Rennell and Rowe conducted business together, or, Rowe could have simply stopped paying Rennell.

The first of those two outcomes would be a Hobbs Act violation because of the use of force needed to escort Rennell from the premises. The second of those two outcomes, suffocating Rennell economically, would appear to be a Hobbs Act Violation under the extortion clause as well.

Is it ethical for the courts to allow one party with a superior financial standing to starve out their business partner or force them to accept whatever offer is being given?

The court itself cited the situation as "an offer Rennell "couldn't refuse", a direct reference to the movie "The Godfather". Yet the court than grants "Godfather Privileges" to Rowe! Does the court even get the outrageousness of referring to a mafioso practice, then handing down a verdict that sanctions mafioso activity?

It appears that what the judges are saying is that if you extort someone vis a vie paper or currency, it is not considered a Hobbs ACT extortion because the "threat" was not physical in nature.

Simply withhold currency, and no Hobbs act violation has occurred, what a horrible court precedent to set.

I also found the fruit store, "dollar a peach" analogy flawed as well. The judges were implying that the storeowner does not have the right to refuse service to a customer, and therefore the storeowner was not acting in good faith. A store owner can refuse the right to serve anybody. But the scenario cited above involves a different set of circumstances since it involves a business owner versus a customer, rather than owner vs partner, or employer vs partner. Very odd of the judges to use such a non conforming analogy.

The bigger issue is that if this ruling stands, extortion by paper or currrency becomes the order of the day, and the Federal Hobbs Act will have been gutted, big time.

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The Future of Manufacturing is Local...

A very powerful, earnest article about local manufacturing by Allison Arieff, click here to read it.

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Swarm the Banks Blog is designed to help everybody fighting Wall Street to stay informed in the fastest way possible.

I set up Swarm The Banks for those interested in getting as much current mortgage watchdog information from close to a hundred different blogs in the fastest time possible.

Unfortunately, of the approximately hundred blogs that are listed on swarm the banks, perhaps fewer than five have bothered to put a Swarm the Banks link on their own site. So, it breaks my heart when a fellow blogger mentions they have an "important" event coming up, and want me to write about it on swarm the banks, but they have not even bothered to put a link to swarm the banks on their own blog.

Isn't this the very definition of narcissism?

It appears that many "bloggers on a mission" somehow think their own cause is the most important, so "please help them get publicity for their own cause". Yet, in some cases these bloggers haven't even contemplated the importance of helping to send traffic to Swarm the Banks so that when they do get featured, MORE people will ultimately see it.

Anyways, here is a Bank of America Protest event going on tomorrow (March 26, 2011) that most people will miss because the bloggers that actually get hits from Swarm the Banks, are not sharing traffic back.

You are viewing Swarm The Banks. Please check out Parallel Foreclosure blog and UNfair Foreclosures blog as well.

Barack Obama's 30 billion dollar bribe to the american people to make up for a few million illegal home foreclosures, is it worth it?

Shame the Banks is reporting that the Barack Obama administration is proposing a 30 billion homeowner bailout (or bribe out as I call it), that would require the banks to provide a couple million homeowners who are in "distress" on their home mortgages and even home equity lines some type of mortgage debt forgiveness or reduction.

I can make an educated guess that whatever credit is offered, it will only be offered to those WHO HAVE A JOB! Imagine you have a 100,000 home equity line all tapped out, and the government is willing to drop it to 25,000. Sounds good, right? (or, view Naked Capitalism's take on how far 30 billion will actually go)

So I'm guessing the gotcha will be that one can only get the reduction if they can begin making payments on the remaining 25,000 dollars. Tell that to the 15 MILLION american citizens who caretake for family members with alzheimers and can't be away from home for more than an hour or two.

If there is going to be any kind of mortgage forgiveness, how about giving the unemployed an opportunity to have the mortgage foregiveness put into an escrow account and be tapped in small monthly amounts to make monthly payments on core bills such as water, power, food, and insurance.

What about the UNPAID CAREGIVERS, how will this legislation help them?

What is further disgusting is the TIMING of this proposed solution. It's now been almost TWO YEARS since Barack Obama took credit for HAMP. After tricking nearly a million homeowners into the accelerated loss of their home by following the HAMP guidelines, Barack Obama will now time his "solution" to be in full swing when he is running for re-election.

I think I'd rather see Mr. Obama tried for Federal Hobbs Act Violations, the extortion clause, under the color of right, for his public personal promotion of HAMP, and for possibly instructing HUD to lie about how successful HAMP was, then accept this latest 30 billion dollar homeowner bribing tactic to help get himself re-elected.

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All Money is not Created Equally, and that may be the biggest part of the home mortgage scandal.

(update March 31, 2011, the theme of this article has just now been corroborated by a Living Lies blog article).

During the fall 2010 congressional hearings on mortgage servicing and home foreclosures, some of the committee members who took statements from the experts would recite how their own home loans were processed. In some instances they were talking about events that took place in the 1970's and the 1980's.

It seemed to me that these congress people's experiences with their own home loans were before securitization happened in the late 1990's. It seemed to me that the congress people thought that their own home loans were funded by money from the fed and backed by the government.

The banks were supposed to qualify potential homeowners and use the discount in the interest rate they get from the fed as their profit margin, that was then, and this is now.

It seems to me that once securitization entered the scene in the late 90's or early the next decade, that suddenly non fed sources of money could be used to "back" home loans, and that these non fed sources of money had supreme power over the homeowner's mortgage.

Replacing fed money for home loans with investor money that apparently was less flexible when it came to refinancing, is where the fraud began in my opinion.

The moment a homeowners relationship with the loan origination source is compromised by a new entity who is not concerned with helping the homeowner, the system broke down and the judges need to step in to save the homeowner.

It's as if all that pension investment money floating around that is looking for a solid but safe investment is in competition with the fed itself. The Pension money is beholden to the pensioners who fund it, the fed is beholden to the homeowner's promise to be a solid citizen and pay back the home loan.

If the homeowner struggles, the fed has MORE OF A MOTIVATION TO HELP THE HOMEOWNER than does investment money that comes from a pension fund.

I think we need to identify and separate fed funds from private investment funds when getting a home loan. The blending of these two money sources and pretending they are the same may be the smoking gun fraud that needs to be unwound.

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